This coverage provides a layer of protection by providing a defense to the Motor Carrier when a qualified Independent Contractor attempts to collect Workers' Compensation benefits as an employee.
If the independent Contractor is deemed an employee, we will pay benefits equivalent to those payable under the Workers' Compensation statutes and Employer's Liability law that apply.
Contingent Liability is only available to Motor Carriers that currently sponsor a Great American Insurance Company Occupational Accident program.
While all time spent in a truck isn't billable, it is insurable.
When you use your truck for non-business purposes, you need insurance coverage. Non-Trucking Liability offers liability coverage for property damage or bodily injury to a third party when trucks are being used for non-business purposes.
Protect your most important asset - the people behind the wheel.
You can always replace a truck, but a person is a different story. Whether you're looking to protect a single Independent Contractor or hundreds, we focus on helping drivers get well and return to work as quickly as possible. Trucking Occupational Accident coverage includes medical, disability, death and dismemberment benefits for accidents that occur on the job.
- Flexible policies offer you wide range of limits
Bundle with other coverages
Available for accounts of all sizes
Generous Disability Calculations that help drivers save on out-of-pocket costs
Passenger Accident and Non-Occupational coverages on select plans
Customize your coverage with a variety of Riders available to provide even more protection: occupational disease, hernia, occupational cumulative trauma, hemorrhoids and more.